The IOWLC has experienced debt practitioners that can conduct debt casework

to include: informal arrangement, Administration Orders, Debt Relief Orders,

Individual Voluntary Arrangements, bankruptcy, and business bankruptcies.


Am I eligible?


Whether we can assist you with your debts relates to whether your case fits our

current funding criteria?


Currently the funding criteria for us to take on a specialist debt case are the



  • Your debts are being dealt with as part of ongoing housing casework.


  • You are a tenant of Spectrum Housing Association.


  • You are a tenant of Vectis Housing Association.


  • You qualify for a Support referral from the Isle of Wight Council.


The criteria may change, and any changes will be updated on this website.